
Your Home Is Being Repaired. You Don't Have to Leave.
Stay in your own yard while your home gets fixed. A fully-equipped RV, delivered to your driveway — and your insurance covers it.
Check If You're CoveredWhat Is ALE Coverage?
Most homeowner insurance policies include something called Additional Living Expenses (ALE) coverage. It's designed to pay for temporary housing when your home can't be lived in.
ALE coverage typically equals 20% of your dwelling coverage. So if your home is insured for $300,000, you likely have about $60,000 in ALE coverage — more than enough to cover months of RV temporary housing.
The best part? We bill your insurance directly. No out-of-pocket cost to you.
How It Works for You
Get Referred or Contact Us
Your restoration company or insurance adjuster refers you to Shelter On-Site — or you can contact us directly.
We Verify Your Coverage
We work with your insurance carrier to confirm your ALE coverage and handle all the paperwork.
RV Delivered to Your Property
Within 48 hours, a fully-equipped RV arrives at your property, ready for move-in.
We Handle All Setup
Our team handles leveling, power connections, water hookups, and waste management.
We Bill Insurance Directly
No out-of-pocket cost. We invoice your carrier directly for the duration of your stay.
What You Get
Frequently Asked Questions
Will my insurance really pay for this?
How long can I stay?
What about power and water hookups?
Can I bring my pets?
What happens when my house is ready?
Ready to Stay Home While You Rebuild?
Check if your insurance covers RV temporary housing — it only takes a few minutes.
Check If You're Covered