For Insurance Adjusters

Cut ALE Spend by 50–70%. Per Claim.

On-site RV housing costs a fraction of hotel placement. Policyholders stay on their property, rate their experience higher, and complain less. Direct carrier billing — zero policyholder out-of-pocket.

Per-Claim Savings Breakdown

What one claim looks like with Shelter On-Site vs. hotel placement

Claim Duration

6 months

avg restoration timeline

Hotel ALE Cost

$27,000+

$150/night extended stay

SoS RV Cost

$9K–$18K

$1,500–$3,000/month

Carrier Saves

$9K–$18K

per claim

[PLACEHOLDER — validate with real claim data]

50–70%

Reduction in ALE Spend

[PLACEHOLDER]

48hr

Average Placement Time

$0

Policyholder Out-of-Pocket

1 Invoice

Monthly, Direct to Carrier

How ALE Direct Billing Works

1

Policyholder Is Referred

You, the adjuster, or a restoration company refers the displaced policyholder to Shelter On-Site. We take it from there.

2

We Verify ALE Coverage

Shelter On-Site contacts the carrier to verify coverage limits, deductibles, and approval requirements. No back-and-forth for you.

3

Unit Placed on Property

A fully-equipped RV is delivered to the policyholder's property within 48 hours and connected to utilities.

4

Direct Carrier Billing

Shelter On-Site invoices the carrier directly every month — the policyholder pays nothing out of pocket. Clean, simple, documented.

Hotel vs. On-Site RV — Side by Side

FeatureHotelShelter On-Site RV
Proximity to property30+ minutes awayIn the driveway
Monthly cost (avg)$4,500–$9,000$1,500–$3,000
Pet-friendlyLimited, extra feesAlways included
Family privacyShared hallways, lobbyPrivate unit
Property securityUnmonitoredOwner on-site
Cooking facilitiesMicrowave/mini-fridgeFull kitchen
Policyholder complaintsHigh — unfamiliar area, no routineLow — same yard, same school, same life
BillingMultiple vendors, receiptsSingle monthly invoice, direct to carrier

Compliance & Documentation

Everything you need for clean claim files and carrier compliance.

FEMA registration capable
Insurance vendor approval process
Standardized placement documentation
Monthly invoicing with detailed records
Direct carrier communication
24/7 emergency support line
Photo documentation of setup
Utility connection certifications

Run the Numbers for Your Region

1 mo18 mo

Hotel Extended Stay

$0

$135/night × 120 nights

Shelter On-Site RV

$0

$2,200/month × 4 months

Your Savings

$0

46% less than hotel

Estimates for comparison purposes based on average extended-stay hotel rates of $135/night in Southeast and Shelter On-Site monthly placement rates. Actual costs vary by location and availability.

Request a Quote for Your Policyholder

We typically respond within 4 hours during business hours. Direct billing, full documentation, zero hassle.

Request a Quote